LAS /LAP

Loan Against Securities

Unlock the hidden value of your investment portfolio without liquidating it. With our Loan Against Securities facility, you can access instant liquidity while keeping your investments intact.

This solution is ideal for investors who require short-term funds for personal or business needs without disturbing their long-term wealth creation strategy.

We offer flexible LAS solutions backed by a curated list of approved securities, including:

Both Resident Indians and Non-Resident Indians (NRIs) are eligible to apply for a loan against securities, subject to regulatory norms. Each bank or NBFC (Non-Banking Financial Company) has its own list of eligible securities, and we help you navigate this efficiently to get the best offer.

Key Benefits:

Whether you’re looking to manage a cash crunch, fund a new business venture, or handle an emergency,
Loan Against Securities offers a smart and convenient funding route with minimal documentation.

Loan Against Property

Your property is more than just a place to live—it can be a powerful financial asset. Our Loan Against Property solution allows you to unlock the value of your residential or commercial property to access funds for various purposes—be it education, business expansion, wedding expenses, or medical emergencies.

Even if you’re a diligent saver, unplanned expenses can occur. Instead of depleting your savings or borrowing from family and friends, LAP offers a secured, reliable, and often more economical funding option.

How It Works:

You pledge your property as collateral to secure a loan. The lender evaluates the current market value of your property and offers a loan amount of up to 70% of its assessed value.

Key Features:

Costs to Consider:

Whether you need funds for personal aspirations or business ambitions, a Loan Against Property ensures you never have to compromise on your goals.

Loan Types:

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